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This in-depth study explores: why Nairobi has developed into a renowned FinTech hub; what the barriers are to further growth for FinTech companies; and how FinTech is perceived to be contributing to the broadening of Financial Inclusion. Our findings our that Nairobi has emerged as a Financial Technology (FinTech) hub due to the pioneering success of M-Pesa, the inadequacy of incumbent financial

Under början av 2000-talet växte konceptet Responsibility to Protect (R2P) fram i syfte att stärka skyddet för befolkningar i vissa särskilt utsatta situationer. Genom konceptet skulle det internationella samfundet åläggas en skyldighet att skydda människor. Konceptet har dock sedan dess tillkomst kritiserats flitigt i den internationella debatten och har fortfarande inte uppnått rättslig status. During the beginning of the 21st century, the concept of Responsibility to Protect (R2P) emerged with the purpose of strengthening the protection of populations at certain risk. Through the concept, the international community was supposed to carry a responsibility to protect human beings. However, the concept has been highly criticized in the international debate ever since its foundation and has

The aim of this essay is to explore the motif in the Epistle to the Hebrews of the believers’ entry into the Heavenly Sanctuary. The author portrays how Christ, on behalf of the believers, has entered into heaven with his own blood as a high priest and as a forerunner. But the author also exhorts his readers that they ought to enter the Sanctuary (Heb 4:14–16, 10:19–22). It is this theme I explore

A signal with harmonic structure is often characterized by its fundamental frequency, or pitch. This single parameter contain vital information of a range of applications such as musical transcription, tuning of stringed instruments, speech processing and more. Some signal sources, for instance a sti vibrating string, exhibit waveforms with slightly deviating harmonic structure. This phenomenon is

This essay should be regarded as an artifact study and as a foundation for continued research. As very little has been written about younger blackware, the focal point of this study is on key problems such as dating, function and production. The material of the study is from the excavation of Kv. Apotekaren 4, carried out 1979-1980. The stratigraphy of the site was well dated with dendrochronology

Interventionen i Libyen var den första militära insatsen som legitimerades med normen skyldigheten att skydda. Vi undersöker om interventionen följer de riktlinjer som den legitimerades med. Vi gör en granskande fallstudie med inslag av en idealtypsanalys för att besvara vår frågeställning. I den följande texten kommer vi visa att den NATO-ledda koalitionens aktioner i Libyen i stort försöker följ

This thesis examines whether international law is sufficiently equipped for a sound conceptualization of migrants’ and refugees’ right to access housing beyond a minimalistic paradigm. Itaims to assess the potential and shortcomings of this right in counteracting the manner in which power is exercised in migration law, policy, and politics to instrumentalize housing against migrants and refugees.

We report conductance and supercurrent of InAs nano wires coupled to Al-superconducting electrodes with short channel lengths and good Ohmic contacts. The nanowires are suspended 15 nm above a local gate electrode. The charge density in the nanowires can be controlled by a small change in the gate voltage. For large negative gate voltages, the number of conducting channels is reduced gradually, an

Implantation of surgical meshes is a common procedure to increase abdominal wall stability in hernia repair. To improve biocompatibility of the implants, sophisticated in vivo animal models are needed to study inflammation and incorporation of biomaterials. Herein, we have established a new model that allows for the quantitative analysis of host tissue response and vascular ingrowth into surgical

To validate whether Merkel cell polyomavirus (MCV) serology correlates with MCV infection, we compared real-time polymerase chain reaction results for MCV DNA on fresh-frozen biopsy specimens from various skin lesions and healthy skin from 434 patients to MCV serology results using viruslike particles (VLPs) and MCV neutralization assays. Sixty-five percent of participants were MCV seropositive an

Regular physical activity is understood to be an essential prerequisite for human health for both psychological and physiological well-being. However, there are differences in participation in physical activity among different groups in society, and participation in physical activity can also change over a lifetime. The general aim of this thesis was to investigate how different life-change events

Abstract Objective: This cross-sectional study aimed at investigating the relationship between the return to work potential, according to the Worker Role Interview (WRI) assessment, and clinical characteristics and level of empowerment and occupational engagement among persons with severe mental illness who express their own interest in working. Methods: 120 participants entered the study. The WRI

BACKGROUND: Fetal exposure to maternal diabetes mellitus (DM) is associated with high birth weight, congenital heart malformations, childhood adiposity, DM, hypertension and dyslipidemia. The long term cardiovascular consequences of fetal exposure to maternal DM during pregnancy and high birth weight are not known. METHOD: All individuals born in Sweden 1973-1988 (n=1,551,603) were included in the

Whether tradable permits are appropriate for use in transition and developing economies-given special social and cultural circumstances, such as the lack of institutions and lack of expertise with market-based policies-is much debated. We conducted interviews and surveyed a sample of firms subject to emissions trading programs in Santiago, Chile, one of the first cities outside the OECD that has i

Popular Abstract in English Knowledge can be many things; it can be metaphysical, enhancing the understanding of human beings and social relations. It can be hard facts, information, structure and ordering of nature. Knowledge can be inherent in the knowing subject – the emancipated subject, or it can exist as an entity independent of its founder. An apposite metaphor is knowledge as an end in itsThis thesis deals with the colonisation of the university by market forces. The object of inquiry is coproduction of academic knowledge between academic and non-academic actors in newly established universities and university colleges in Sweden. The development of knowledge as a main competitive advantage for commercial companies, and the shift in policies accompanying this development, provides a

Attracting membership while stifling freeriding and heterogeneous preferences among potential members is critical for trade union success. Women are generally seen as less inclined to join trade unions, particularly at the onset of the labor movement. We highlight a previously neglected explanation for this: the importance of risk and gender differences in assessment hereof. We study matched emplo