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Forbearance Policy in an Asset Quality Review Framework

The big risk topic in recent years, in the nancial industry, has been about capital requirements. The nancial crisis in 2008 displayed several shortcoming regarding weak capital buers in banks. After that crisis big eorts have made sure that the capital buers have been improved drastically over Europe. Now another issue is starting to worry nancial regulators in Europe regarding the quality of ban

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Nyhetsbrev från Akademikerföreningen Sveriges Ingenjörer vid Siemens Energy AB Kontakt: asi.se@siemens-energy.com Redaktörer: SvE, CH, JB Nr: 01/25 2025-01-31 Nytt år, nya möjligheter Styrelsen har för 2025 tagit fram en verksamhetsplan med fem fokusområden: lön, pension, renoveringar, synlighet och medlemsvård. Dessa kommer vi att ge lite extra glöd och fokus i år! Håll ögonen öppna för kommande

https://www.saco.se/globalassets/lokala-akademikerforeningar/privat/siemens-energy-ab/nyhetsbrev/asi-nyhetsbrev-0125.pdf - 2026-04-21

Development of an Ultrasensitive Capacitive DNA-sensor: A promising tool towards microbial diagnostics

Popular Abstract in English A handful of diseases-causing pathogenic microorganisms claim millions of lives worldwide each year, mainly due to limited diagnostic capabilities. The lack of simple, cost-effective, sensitive and rapid on-site diagnostic tools lead to delays in the diagnoses with a subsequent lag in treatment, which in turn can result in serious complications or even loss of lives. Fast and sensitive detection of pathogenic microbial cells is a highly important task in medical diagnostics, environmental analysis and evaluation of food safety. Accordingly, the idea of microorganism identification by the recognition of specific DNA sequence using electrochemical technique is one of the leading researches in the development of diagnostic devices. In other words, it should only

Att värdera livet - en undersökning om hur våra livsvärden förändras med åren

Abstract Author: Mikaela Johansson Borg Title: The values of life - a study of how our life values changes during the years of development. Supervisor: Anders Östnäs Assessor: Christina Erneling The purpose of the study was to describe and analyze of life values based upon different ages, in order to make comparison between them. Life values mean what you as an individual state as the most impo

Förbättrad Integration mellan Konstruktion och Produktion: En Fallstudie hos SAAB Kockums

In complex product development, effective integration between design and pro- duction is crucial to minimizing time and costs. This project focuses on SAAB Kockums (SK), a global player in submarine manufacturing, aiming to identify and propose improvements for the development opportunities related to the de- sign and production guidelines (KPA) for piping systems. The purpose is to explore the de

Mapping a quartz vein using three electrode arrays at Santo Domingo, Nicaragua

The multi-electrode electrical resistivity method has become one of the most efficient geophysical methods used in a wide range of applications, which is also suitable when disturbances in the ground are to be avoided. The selection of the right electrode configuration can provide better effectiveness, depending on the target being investigated. In this work a case of the use of three electrode ar

Rethinking Multiculturalism: The Ethnocentric Dimensions of Multiculturalism and its Impact on Transnational Cross-border Connections

Multiculturalism has had significant successes with promoting mutual cultural acceptance, inclusion and equality of national and cultural minorities in several western states. It is often praised by politicians and governments due to its emphasis on inclusion of minority-groups regardless of any cultural distinctiveness. Yet, such distinctiveness might be more significant for minorities and their

Metastatic Breast Cancer: Biomolecular Characterization and Targeted Therapy

Popular Abstract in English Every year globally, an estimated 1.7 million women are diagnosed with breast cancer, while over half a million are killed by this disease. The principal cause of death is metastasis, which is the spreading of the cancer cells from the breast to other vital organs like the brain, liver or lungs, resulting in organ failure and subsequently death. Even though the past decMetastasis is a complex process that remains a major challenge in the clinical management of cancer, because most cancer-related deaths are attributed to disseminated disease rather than the primary tumor. Despite the significant advances in the prediction of prognosis, and therapeutic management of primary breast cancers, coupled with the substantial improvement in our understanding of the molecu

What can a mobile App add to improve quality of care, with focus on ambulatory surgery?

Rationale, aims and objectives: Many surgical procedures are nowadays performed as ambulatory or short stay procedures, reducing hospital length of stay. Patient safety and quality of care remain imperative especially when adopting enhanced recovery pathways. Patients should be adequately informed and prepared prior to admission. Recovery is to a major extent dependent after discharge on self-careRationale, aims and objectives: Many surgical procedures are nowadays performed as ambulatory or short stay procedures, reducing hospital length of stay. Patient safety and quality of care remain imperative especially when adopting enhanced recovery pathways. Patients should be adequately informed and prepared prior to admission. Recovery is to a major extent dependent after discharge on self-care

En stärkt närdemokrati? - En utvärdering av Trelleborgs kommuns försök med att stärka den lokala demokratin

The essay evaluates Trelleborg´s attempt to enhance local democracy. The study first describes how the municipality has implemented the measures in developing democracy. Then, an assessment is made regarding if the measures have contributed to a strengthened local democracy. The result of the study indicates that some of the measures have helped to strengthen the local grassroots democracy, while

Heritage on Fire – Complexities, Potential Solutions and Current Regulations: An Exploratory Study

This study aims to investigate, understand and explore issues related to the appropriateness of the existing fire protection solutions in historical buildings and their effectiveness in avoiding catastrophes. Therefore, recent papers, case studies, statutory documents, and guidelines are reviewed. An explanation of the rationale is provided and potential fire safety solutions for historic buildin

Construction of Adaptive Multistep Methods for Problems with Discontinuities, Invariants, and Constraints

The wide variety of physical phenomena, such as motion of objects, reaction among chemical substances, electricity flow in a circuit can be described by equations with quantities that vary along time.The rate at which a quantity is changing with respect to its independent variable (time), is represented by its derivative. Thus, these phenomena are modeled by equations with differential variables tAdaptive multistep methods have been widely used to solve initial value problems. These ordinary differential equations (ODEs) may arise from semi-discretization of time-dependent partial differential equations(PDEs) or may combine with some algebraic equations to represent a differential algebraic equations (DAEs).In this thesis we study the initialization of multistep methods and parametrize som

30th Anniversary: Seminar, Reading Hannah Arendt: On Evil – from Totalitarianism to Banality

7 oktober 2025 13:00 till 15:00 | Seminarium Hannah Arendt struggled with the problem of evil throughout her life. As a Jew, what she called totalitarianism affected her personally, but her thinking is universal. Totalitarian states are the ultimate evil because in them, human beings themselves become unnecessary. This form of evil goes beyond human laws, indeed beyond the human. That was her thin

https://www.lu.se/evenemang/30th-anniversary-seminar-reading-hannah-arendt-evil-totalitarianism-banality - 2026-04-22

Computational Predictions of Conjugated Polymer Properties for Photovoltaic Applications

Popular Abstract in English The energy demands of human society are huge and will keep increasing for the foreseeable future. Fossil fuels have largely been able to meet those demands for the last centuries, but issues of sustainability and global warming have brought about a need for alternative energy sources. The emission of the sun supplies earth with an energy that is many thousand times largOrganic solar cells employing fullerenes blended with conjugated polymers as the main light-absorbing material have achieved power conversion efficiencies exceeding 10%. They hold promise as an alternative energy source with many advantages in terms of long-term sustainability and reduced greenhouse gas emissions. Detailed information on the electronic and geometric structure of the molecules invo