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We use the introduction of covered bonds in Norway in 2007 together with administrative and supervisory data at the bank and loan level to investigate the effect of asset encumbrance, that is, pledging assets as collateral, on the composition of bank balance sheets and bank risk. We show that covered bonds—despite being collateralized with mortgages—lead to a shift in bank lending from mortgages t

Using a new dataset on fossil fuel funding, this paper examines bank responses to Germany’s 2020 coal phase-out decision. German banks reduced fossil fuel financing relative to other banks but not coal funding. Globally, banks increased underwriting for coal companies relative to other fossil fuel firms. Firms with entirely coal-based post-sample power production received more funding, indicating

In a world characterized by democratic decline, this book explores the ways in which struggles for feminist, queer and trans rights build imaginaries and shared hopes. Drawing on global and local ethnographic studies, contributors examine protests against the rise of ultra-conservative, right-wing, anti-gender and anti-feminist actors.Contending with neoliberal regimes and actors pursuing a politi

The incidence of melanoma is rising and will require more efficient diagnostic procedures to meet a growing demand. Excisional biopsy and histopathology is still the standard, which often requires multiple surgical incisions with increasing margins due inaccurate visual assessment of where the melanoma borders to healthy tissue. This challenge stems, in part, from the inability to reliably delinea

Japan’s problem of vacant homes has drawn global media attention, but the situation may not be as dire as once predicted. While a 2015 report estimated a vacancy rate of 20.1 per cent by 2023, the actual figure was 13.8 per cent, thanks in part to policy reforms, awareness campaigns and grassroots efforts. Yet challenges remain amid an ageing population. Japan’s evolving approach offers valuable l

Investigating metal-semiconductor interfaces is crucial for enabling ultra-thin film growth and tuning the electronic properties. Here we have studied the atomic mechanism of Bi incorporation into the surface of InSb, the III-V semiconductor with the largest spin-orbit coupling, using surface science techniques and theoretical modeling. Bi deposition onto Sb-terminated InSb(111) surfaces at elevat

Ammonia has been considered a promising carbon-free fuel for marine engines. However, its low flame speed and high nitrogen oxides (NOx) and nitrous oxide (N2O) emissions present significant challenges. To address these issues, novel combustion concepts, such as ammonia/diesel dual-fuel Reactivity-Controlled Compression Ignition (RCCI) engines, have been proposed. This paper presents a detailed in

In this paper, deep learning is involved to comprehend thermoacoustic instability more deeply and achieve early warning more reliably. Flame images and pressure series are acquired in model combustors. A total of seven data domains are obtained by changing the combustor structural parameters. Then, the pre-trained model TIPE (Thermoacoustic Image-Pressure Encoder), containing an image encoder with

This roundtable offers a collaborative, multi-vocal forum on the topic of teaching Jewish Studies in the Nordic region, featuring contributions from scholars and instructors based in Denmark, Finland, Norway, and Sweden. Conceived as a reflective platform, it weaves together critical insights, pedagogical experiences, and institutional perspectives. Topics include national contexts, classroom prac

The major challenges faced by confectionery supply chain are lack of information, traceability, managing the ownership of goods across supply chains, inability to track vendors in real-time. Blockchain and Internet of Things (IoT) in Industry 4.0 era help organisations to overcome these challenges by guaranteeing authentic information, real-time visibility, and transparency across the supply chain

Shelley King and John B. Pierce’s edition of The Romance of the Forest (1791) brings Ann Radcliffe’s (1764–1823) novel to new life. The editors’ introduction is paired with well selected source documents contemporaneous with the influential Gothic romance. My favourite example (not included by King and Pierce) for the Romantic-era writers’ admiration for Radcliffe’s aesthetics is John Keats’s lett

First published in The New Yorker magazine as a short story in January 2016, “1 = 1” addresses profound questions about what it means to swim in a large lake as a human and a non-human, terrestrial animal. The elliptic short story captures the central female character’s struggle with the rough waves of the lake during her morning swim and her subsequent observations as the ekphrastic commentator o